Simple Checking
Simplified checking with no monthly fees, plus unlimited check writing.
- Monthly Fee: $0
- Minimum Balance Required: $0
- Minimum to Open: $25
- Use your debit card at any bank ATM, 10 times per month for free
Let's get going!
In order to get started, select an account that works for you.
Rewards Checking
Earn interest at a higher than market rate for balances below $15,000 when you use your debit card, set up a recurring monthly electronic deposit and elect to receive monthly eStatements.
- Monthly Fee: $0
- Minimum Balance Required: $0
- Minimum to Open: $25
- Earn 2.02% APY on balances below $15,000 (when conditions are met)
Capital Money Market - Personal
Earning money market rates while retaining liquidity in your account
- Monthly Fee (If Below Daily Balance of $1,000): $10
- Minimum Balance Required: $1,000
- Minimum to Open: $1,000
- Excessive Withdrawal Fee: $5 Per Withdrawal After 6 Transaction
- Tiered Interest Rates
- Limited Check Writing Privileges
Simple Savings - Personal
A great account to begin saving for your financial goals for personal & business
- Monthly Fee: $0
- Minimum Balance Required: $0
- Minimum to Open: $100
- Excessive Withdrawal Fee: $5 Per Withdrawal After 6 Transactions
- Interest Accrues on All Balances
Consumer CDs
Invest with confidence and maximize your savings with our flexible CD options. Choose from various terms to find the perfect fit for your financial goals. Whether saving for a short-term objective or planning for the long run, our CDs offer competitive rates and a secure way to grow your money.
- Fixed interest rates for guaranteed returns
- Minimum Deposit of $1,000
- FDIC insured up to $250,000
- No monthly maintenance fees
- Flexible Terms